Our Medicare Options Services: "We make Medicare easy to understand"
(AEP) - Annual Election Period - October 15th - December 7th • Annual review of your prescription medications to make sure they will be covered by next years plan. • Annual review of provider networks to make sure your Doctor(s) and Hospital(s) will accept your plan. • Comparison reports of ALL Prescription Drug Plans and Medicare Health Plans.
(IEP) - Initial Election Period - Just coming onto Medicare or Retirement from Employer Group Plan • Can be anytime during the year. (3 month before, month of, 3 months after Part B effective date) • Can apply or enroll in a Medicare Advantage Plan (MAPD) or Stand Alone Prescription Drug Plan (PDP) • Comparison reports of ALL Prescription Drug Plan and Medicare Health Plans.
(SEP) - Special Election Period - Period when special circumstances allow plan changes and elections • Recent residential move to new service plan area. • Loss of other coverage, Qualify for Medicaid, Nursing Home or Facility Resident
"The most common mistake seniors' make is assuming their health plan will cover them the same next year as it did this year. This can prove costly! Once locked into the plan year, no changes can be made until the next (AEP) period. Seniors' can easily AVOID this mistake with a 15 minute over-the-telephone independent review." Allan S. Douglas - Owner/Agent - Pioneer Inerstate Insurance
Call today for any questions you may have about Health, Life and Annuities 800-892-3899.